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YourBlock ~ The World of Transactions and Data for Consumer and Business

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Blockchain is bringing us the Internet of Value. A new platform to reshape the world of transactions and data for consumer and business alike. YourBlock fully intends to be at the forefront of this ‘digital revolution’.
YourBlock, aiming to be the first Blockchain based comparison and incentivised based Personal Data storage platform. Allowing the consumer secure access to quotes for products and services when the consumer wants. Smart contracts between the consumer and service providers completed on the Blockchain.
YourBlock will allow both consumers and service providers a secure area to transact business, to manage that account securely throughout the contract term.
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Concept
YourBlock is aiming to be the fi rst Blockchain based comparisonand incentivised Personal Data storage platform. A Blockchain digital fi ling cabinet, designed from the ground up to address the need of consumers to have somewhere safe and secure to store their data, data that they use on a daily basis to manage their day to-day lives.

Technical

YourBlock is built on private data store (Database + Blockchain) that will anchor itself to the public Ethereum Blockchain. This helps get the best of both worlds, the data integrity and immutability of the public Blockchain, coupled with the security and scalability of a private data store.
When designing an enterprise Blockchain solution, it is important that the following characteristics are achieved:
  1. Permissioned/Private: only members can write; third parties can be granted read access
  2. Decentralised/P2P: equal control over DB shared with all participants; distributed full copies (“nodes”) to ensure a complete record always exists and is available
  3. Immutability & Data Integrity: records cryptographically secure; impossible for bad actors to threaten data integrity
    4 Scalability: handling large transaction volumes without compromising network synchronization, security, accessibility or data integrity
  4. Security: data encryption; management of complex
    permissions for participants & third parties. Various
    architectural designs were considered along these 5
    parameters, summarised in the table below:
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Consumer benefits:

  • Financial savings by sharing commission/origination fees earned by YourBlock, through simple price comparisons and alerts, and through smart tracking of spend on services
  • Time savings and convenience by only having to maintain and share a single Blockchain digital fi ling cabinet, and by using smart contracts for simplifi ed claims, modifi cations, cancellations and renewal processes
  • Higher data privacy by controlling who and when service providers get access. Limiting access to only the data absolutely necessary to off er the service
  • Greater transparency on comparable services and on policy/contract terms
  • The more users on the platform the greater the chance to get better deals with the service providers for their products and services
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Service Provider benefits:

  • Improved consumer data quality, kept up to date post onboarding
  • Automated compliance with the EU’s new complex GDPR (General Data Protection Regulation) data privacy regulations
  • Cost savings and improved customer experience enabled by the automation of onboarding and claims, modifi cations, cancellations and renewals of policies/contracts.
  • Reduced insurance fraud through the use of automated smart contracts

YouBlock (YBK) Token Sale

YourBlock aims to raise €30 million Euros from the Token Sale. A maximum of €10 million will be taken in the Pre Sale (although the number of tokens to be issued is variable, depending upon the discount level). Those participating in the Pre Sale will be subject
to lock in periods, subject to the amount they purchase.

YBK Supply
  • Total token supply = 200 Million (200,000,000) YBK tokens
  • 30% of YBK tokens sold to public in the token sale.
  • YBK Value = €0.50
  • Hard Cap = €30 Million
  • Soft Floor = €5 Million
Basic Terms
Pre sale start date: 18th December 2017 - €10 Million
Discount on pre sale YBK tokens up to 40% - Lock in periods will
apply

  • Pre sale end date: 15th January 2018
  • Main sale start date: 15th January 2018
  • Main sale end date: 26th February 2018
Video about YourBlock
For more information, visit:

By:  https://bitcointalk.org/index.php?action=profile;u=1011357

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